M E M O R A N D U M

To: John V. Nichols

From: Rick Bowman

Date: November 18, 2002

Subject: Winnefox Personnel Policy/Staff Manual Changes

The following section should be rewritten as follows:

XVII. Health Insurance

2. Effective January 1, 2003, the System will pay 97% of the full premium equivalent for health coverage for the single, dual or family plan, for employees working full time. The System will pay 97% of the full premium equivalent for health coverage for the single plan, for employees working between ½ and full time.

The maximum premium co-pay, for 2003, shall be $15 per month for single plan; $30 per month for the dual plan; and $45 per month for the family plan.

The health coverage plan is that plan that is provided through the City of Oshkosh.

Health insurance premiums are paid monthly, therefore, time worked shall be computed on a monthly basis.

The following section should be deleted:

XX. Other Benefits

A. Membership in and payroll deduction for CitizensFirst Credit Union

The following sections should be added:

XX. Other Benefits

A. Employees may participate in a cafeteria plan under Section 125 of the Internal Revenue Code. Group health insurance premium co-payments referenced in section XVII will automatically be deducted on a pre tax basis.

F. Employees may obtain cellular telephone service from U. S. Cellular, via the Winnefox account. Payment for these services will be from payroll deduction.